Friday, August 10, 2007

Get A Credit Card

Credit card is very popular in today’s world as because of its yeoman services to its users. Any individual can pay his bill or do any payment even when he doesn’t have cash with the help of credit card. Even in situations of a car broke in the middle of nowhere he can pay for the repair charges with a credit card even when he doesn’t have any cash with him. But a credit card user has to manage his spending with credit card according to his monthly income so that he doesn’t suffer any broke at the time of clearing his credit card bills. There are many cards available for you to grab like American Express, Visa, Bank Of America, CitiCards, HSBC etc. and the choice is upto you to choose which one to use.

You can get any of these credit cards from the net and even compare which best suits for you. The best 0% balance transfer credit card depends on balance transfer fees and well it depends on the duration of the introductory offer and the rates. The credit cards actually charge a 3% of balance transfer with a minimum of $10 and a maximum of $75 in credit cards from Chase and Discover Cards while HSBC ask for a minimum of $5 and a maximum of $99. The Citi Diamond preferred Card and Citi Home Rebate Platinum Select Master Cards provide absolute 0% for balance transfer in the first 12 months. So choose from these credit cards which one is best for you and if you are looking for a 0% balance transfer you can get the credit card from the former two mentioned above.

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